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These studies suggest that debt is generally associated with negative impacts on mental health, including depression, anxiety, stress, and sleep difficulties, although individuals may experience these effects to varying degrees.
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The relationship between debt and mental health has been extensively studied, revealing a complex interaction that affects individuals across various demographics.
In conclusion, the evidence suggests a strong and consistent link between debt and adverse mental health outcomes. The severity of debt is correlated with the level of mental health issues, with specific types of debt, such as medical or unsecured debt, being particularly impactful. Individual factors, such as self-efficacy and attitudes towards debt, can moderate this relationship, and reducing debt levels appears to have a positive effect on mental health. The relationship is bidirectional, as mental health problems can also lead to increased financial difficulties.
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